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Terms & Conditions

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By using this site you agree to these terms of use. Your access to and use of this site is subject to the following terms and conditions and all applicable laws. By accessing and using this site, you accept the following terms and conditions, without limitation or qualification. If you do not agree to these terms of use then do not use this site. We do not warrant that the materials will be error free, nor free from viruses, defamatory, offensive, or other harmful matter. You assume the entire cost of any necessary service, repair, or correction. Unless otherwise stated, the contents of this site including, but not limited to, the text and images contained herein and their arrangement are the property of the Wolverine Group of companies and CD Salus collectively referred to as (“the Group”). All trademarks used or referred to in this website are the property of their respective owners. Nothing contained in this site shall be construed as conferring by implication, estoppel, or otherwise, any license or right to any copyright, patent, trademark or other proprietary interest of the Group or any third party. This site and the content provided in this site, including, but not limited to, graphic images, audio, video, html code, buttons, and text, may not be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way, without the prior written consent of the Group, except that you may download, display, and print one copy of the materials on any single computer solely for your personal, non- commercial use, provided that you do not modify the material in any way and you keep intact all copyright, trademark, and other proprietary notices. The information provided on this site is free of charge and for informational purposes only and does not create a business services relationship between you and the Group. Links on this site may lead to services or sites not operated by the Group. No judgment or warranty is made with respect to such other services or sites and the Group takes no responsibility for such other sites or services. A link to another site or service is not an endorsement of that site or service. Any use you make of the information provided on this site, or any site or service linked to by this site, is at your own risk. This site and its contents are provided “as is” and the Group makes no representation or warranty of any kind with respect to this site or any site or service accessible through this site. the Group expressly disclaims all express and implied warranties including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. In no event will the Group be liable to any party for any direct, indirect, incidental, special, exemplary, consequential, or other damages (including, but not limited to, lost profits, business interruption, loss of programs or data) without regard to the form of action and whether in contract, tort, negligence, strict liability, or otherwise, arising out of or in connection with this site, any content on or accessed through this site or any site service linked to, or any copying, displaying, or use thereof. The Group maintains this site in Australia. and you agree that these terms of use and any legal action or proceeding relating to this site shall be governed by the laws of Australia without reference to its choice of law rules. If you attempt to bring any legal proceedings against the Group you specifically acknowledge that the Group is free to choose the jurisdiction of our preference as to where such action against us may be held. As you have agreed by using this site to choose the laws of Australia to govern any such proceedings, we will probably choose to defend any such action in Australia and we can make this decision entirely as it suits us, without regard to where in the world you are located, or from where in the world you visited this site. You are responsible for complying with the laws of the jurisdiction from which you are accessing this site and you agree that you will not access or use the information on this site in violation of such laws. Unless expressly stated otherwise herein, any information submitted by you through this site shall be deemed non-confidential and non-proprietary. You represent that you have the lawful right to submit such information and agree that you will not submit any information unless you are legally entitled to do so. Because of the open nature of the Internet, we recommend that you not submit information you consider confidential. The Group does not accept unauthorized idea submissions outside of established business relationships. Any ideas disclosed to the Group outside a pre-existing and documented confidential business relationship are not confidential and the Group may therefore develop, use and freely disclose or publish similar ideas without compensating you or accounting to you. The Group will make every reasonable effort to return or destroy any unauthorized idea submissions without detailed review of them. However, if a review is necessary in the Group’s sole discretion, it will be with the understanding that the Group assumes no obligation to protect the confidentiality of your idea or compensate you for its disclosure or use. By submitting an idea or other detailed submission to the Group through this website, you agree to be bound by the terms of this stated policy.

The information contained and accessed on the Site is provided by the Group as indicated on the homepage as owner of the Site for general guidance and is intended to offer the user general information of interest. The information provided is not intended to replace or serve as substitute for any audit, advisory, or other professional advice, consultation or service. You should consult with a Group professional in the respective audit, advisory, or other professional area to obtain such services. The application of laws and regulations may vary depending on specific facts or circumstances. Due to the nature of electronic communication processes, the Group does not guarantee or warrant the Site will be uninterrupted, without delay, error- free, omission-free, or free of viruses. Therefore, the information is provided ‘as is’ without warranties of any kind, express or implied, including accuracy, timeliness and completeness. In no event shall the Group, its related partners, directors, principals, agents or employees be liable for any direct, indirect, incidental, special, exemplary, punitive, consequential or other damages whatsoever (including but not limited to, liability for loss of use, data or profits), without regard to the form of any action, including but not limited to, contract, negligence or other tortious actions, arising out of or in connection with the Site, any content on or accessed by use of the Site, or any copying, display or other use hereof. As content on the Site is copyrighted and proprietary, any unauthorized use of any materials on the Site may violate copyright, trademark and other laws. Should a user download the materials on the Site for personal or non-commercial use, the user must retain all copyright, trademark or other similar notices contained in the original materials or on any copies of the material. Materials on the Site may not be modified, reproduced, publicly displayed, performed, distributed or used for any public or commercial purposes without explicit written permission from the appropriate content or material provider (including third-party links). The Group bears no risk, responsibility or liability in the event that a user does not obtain such explicit written permission as advised by the Group. The Group and the Group companies logos are registered trademarks of the Group. Use of these marks requires express permission from, and a license agreement with the Group. Unauthorized use of these and any other of the Group’s portfolio of trademarks will be prosecuted to the fullest extent of the law. To request this written approval, contact the Webmaster or use the “Contact us” feature. Third-party links are provided as a convenience to our users. The Group does not control and is not responsible for any of these sites or their content. The Group is obligated to protect its reputation and trademarks and the Group reserves the right to request removal of any link to our Web site. The following Web link activities are explicitly prohibited by the Group and may present trademark and copyright infringement issues:

  • links that involve unauthorized use of our logo
  • a form of link that disguises the URL and/or bypasses the homepage or pages containing the entity copyright, legal disclaimer and online policy statement.